View of Medigap Insurance

Medigap Insurance

Medicare health policies cover a wide range of health conditions, but unfortunately not all. Therefore, Medicare will not pay the full cost of medical services. In other words, there are gaps in Medicare coverage. This is where Medigap insurance comes in; it is a health policy that covers deficiencies in the original Medicare program.

Medigap insurance policies are all government-mandated and therefore standardized, no matter what country you live in. The exceptions are only Massachusetts, Minnesota and Wisconsin, which are standardized in a slightly different way. There are 10 types of plans, called A to J. Plan A is the most basic and with each additional plan there are additional coverage options. Therefore, you choose the plan that best suits your situation and budget. As of June 1, 2010, plans E, H, I and J are no longer available, and two new plans, M and N., have been added. Furthermore, benefits in plans A – G have undergone some changes.

Different Medigap insurance plans have the same benefits regardless of which vendor sold them or in which state (except Massachusetts, Minnesota and Wisconsin). The only difference is the cost. Each insurance company decides how much the premiums will cost. The company typically uses a medical contract (health information that determines your eligibility for health coverage) to decide whether to accept your application and at what cost.

Although the policy is established by the state, it is not a government funded program. Consumer associations and private insurance companies may be licensed to sell this insurance. You can obtain a list of licensed vendors by contacting the State Insurance Office. As soon as you enroll, you will also be paid for this policy and Medicare premiums each month.

Once enrolled, your policy is automatically renewed and the provider cannot cancel it even if there are health problems. An added benefit is that as long as you are reasonably healthy, you can modify the plans according to your situation and your desired giving. However, the provider cannot sell you more than one policy at a time.

There are several key elements of Medigap insurance that you need to be aware of, and one of them is the enrollment period. It usually takes 6 months for an open enrollment deadline to begin when you are 65 or older. It is advisable to sign up during the open enrollment period because the provider is required to sell you any policy, even if you have health problems, at the same price as a healthy person. If you sign up after six months of open enrollment, the provider cannot sell you the policy, even if you qualify for medical correspondence – unless you are qualified for certain limited situations.

Another important thing to understand is that the policy does not allow spouses to make a joint request. Each person must apply individually.

You may also consider that certain insurance is not included in Medigap insurance. These include: Medicare Affordable Plans; long-term care insurance policies; Veterans Benefits; TRICARE; Medicaid; Employer or union plans, including the Federal Employee Health Benefits Program (FEHBP); Indian health plans, tribal and urban health plans; and Medicare prescription drug plans.

www.medigapcost.com/medigap-insurance.shtml

Studies on the benefits of regular sleep – happiness, calmness, energy

Sleep is such a valuable and vital part of life and health. Nearly six in ten Americans say they have insomnia and insomnia at least a few nights a week, according to the National Sleep Foundation. More and more research is being done to link the benefits of good sleep with greater health, lower rates of illness, greater happiness, sharper mental capacity and less fatigue.

A recently completed joint study by the Sleep Disorders Unit at Brigham and Women’s Hospital and the Massachusetts Institute of Technology in Boston found that 204 students have greatly increased the benefits of regular and good sleep. These students, who were between the ages of 18 and 25, participated in a 30-day study that measured their time and sleep duration.

When students transitioned from irregular sleep patterns to regular sleep during the week, there was a measurable, significant improvement in evening and morning happiness levels, higher levels of health, and better calmness and calm during the week. There was even well-being on the day following the week of improved sleep.

Lead author, Dr. Akane Sano, a researcher at the Massachusetts Institute of Technology in Cambridge, said: "Irregular sleep schedules and wakefulness are common in our modern society. Our results indicate the importance of regular sleep, in addition to sleep and regular a dream associated with improved health. "

In another interesting study published by the American Academy of Sleep Medicine, professional baseball players increased their hours of sleep over five nights and then showed significant improvements in mental processing speed. In addition, their tension, fatigue, and drowsiness throughout the day all decreased by more than one-third.

Cheri D. Mah, lead researcher at the California Center for Human Performance at the University of California, San Francisco, said: "Our research shows that short-term sleep extensions of one additional hour to five days have resulted in proven benefits for athletes' visual search capabilities. in their fast response. Fatigue during the season can adversely affect the work and prolongation of sleep during periods of extensive training, may be a practical recovery strategy. "

For the nutritional approach to insomnia, minerals calcium and magnesium have been shown to be effective sleep remedies that can increase quality of life. In a study from the University of Medical Sciences in Iran, the study was conducted with 46 adults suffering from insomnia. Taking magnesium oxide pills has resulted in a significant increase in sleep time and a decrease in cortisol levels in their bodies, which is a stress hormone that can keep people awake.

In another study from the U.S. Department of Agriculture's Institute for Human Nutrition Research, scientists found that a high-magnesium diet was associated with deeper, less intermittent sleep. Foods high in magnesium include green leafy vegetables, black beans, pumpkin seeds, almonds, avocados, figs, bananas, brown rice, and nuts and seeds.

The benefits of achieving better sleep appear in countless research studies and the energy invested in achieving it is well worth the effort.

Boarding schools & # 39; Graduates advocate for the boarding experience

Boarding schools are often negatively portrayed in the media, including films and news, which always focus on the negative aspects of everything they cover. But many people proclaimed the many benefits of the boarding experience. The boarding school offers a unique educational experience that has helped produce many great leaders in politics, business, athletics and other fields. The alumni include political leaders such as Senator John McCain and President John F. Kennedy, world-class athletes like Steve Nash and Sidney Crosby, and great actors and actresses including Jodie Foster, Daniel Day-Lewis and many others.

These schools offer various benefits and benefits that day schools simply do not have. Let's take a closer look at these benefits and hear some well-known board members talk about how only here they could develop the key traits that led to or helped their success.

An internal school provides an unparalleled opportunity to develop independence at a young age . Zach Bogosian, one of the top rated young stars in the National Hockey League, currently with the Thrashers Atlas, attended Cushing Academy in Massachusetts. Bogosian quickly deserves school by providing unique lessons. He says, "It taught me how to handle the ice and still live away from home … You're on your own, but not really, and that gives you maturity." Although separation from family may be difficult at first, boarding school teaches you how to behave without parents.

Full immersion in interests . At 4:30 in the afternoon, no one closes the school door. It is often encouraged that boarding school teachers stay on campus for up to 9 or 10 nights for training or simply to support students. The demands of this environment force students to do their best. One example of this is Uma Thurman, who received several of her first professional awards for her appearance in the school production of "Crucible" at Northfield Mount Hermon, Massachusetts. Thurman helped break out of school thanks to the fact that, as she admits, "adolescence is for all painful times."

Uniquely strong relationships with other students . Many of the best and brightest students anywhere attend prep school. Embarking with them will create deep friendships that can last a lifetime. Two NHL stars, Sidney Crosby and Jack Johnson attended Shattuck St. Mary in Minnesota. Despite putting an end to opposing teams in the NHL, they have formed a bond that replaces attachment to the team. The NBA star, Steve Nash, also deserves boarding because he helped him learn things about people from cultures from all over the world that he otherwise would not have learned. Nash, a graduate of St. Louis University School Michaels in Victoria, British Columbia, says, "To be exposed to this diversity has led to the need to go somewhere outside and thirst for the world."

These are just a few of the benefits of boarding. It is certain that boarding school had its problems. There has been abuse in the past, but in most cases these types of abuse were not restricted to boarding at all, and as in all walks of life, they are mostly a thing of the past. However, the unique benefits of boarding school deserve the second view of any parent or student seeking the best possible education.

A great starry legacy of first stars

When we look up at our skies at night, we see a canvas of incredible black that is strewn with the distant fires of countless glittering stars. How did these fiery stars come into being – and where did they come from? The first stars to break the original darkness of the ancient Universe were the mysterious objects that were responsible for our existence – we would not be here if the first stars did not forge literally all atomic elements heavier than helium, fiery hearts. The iron in our blood, the calcium in our bones, the oxygen we breathe, the water we drink, the sand beneath our feat, and the carbon that underlies life on Earth, were created by stars – which burst into piles of freshly minted, heavy, life-sustaining elements that they scream into space when they "die" after burning their needed hydrogen fuel. In May 2019, astronomers at the Massachusetts Institute of Technology (MIT) in Cambridge, Massachusetts announced their new findings that, instead of inflating into the spheres, as scientists once thought, ancient asymmetric supernova explosions may be responsible for sowing bright new baby stars that made life possible on Earth, and wherever else life in the cosmos could exist.

Hundreds of millions of years after the Big Bang of the birth of the Universe, thought to have happened about 13.8 billion years ago, the first generation of stars ignited, illuminating the Universe in the form of giant glowing globes of hydrogen and helium. Within the hot nuclei of this first primordial star, extreme thermonuclear reactions formed the first batch of heavier elements, including carbon, iron, and zinc.

It is suggested that the first stars were probably giant fireballs that quickly lived and died young. The bigger the star; the shorter his life is. Massive stars burn fuel faster than their smaller siblings because they are much hotter. So, they live only a million years, while their less strong species shine brightly for billions – or even trillion – For many years, on hydrogen combustion the main sequence of the Hertzsprung-Russell star diagram . Astrophysicists have for many years assumed that these ancient, massive stars exploded as similarly spherical supernovae.

However, a team of astronomers at MIT and other institutions have now discovered that these first stars may have exploded to break up in a much more powerful and asymmetric explosion, ejecting jets howling into space that were fierce enough to eject heavy atomic elements into the nearby galaxies. These newly discovered elements – the first of their kind in the ancient Cosmos – have served as a precious seed to the second generation of stars, some of whom can still be seen shining in our Universe today.

In a research paper published in the May 8, 2019 issue Astrophysical Journal , orphans report a large amount of zinc in HE 1327-2326 , which is an ancient star survivor that is among the other stars of the Universe. They believe that the star could only have received so much zinc as a result of an asymmetrical supernova explosion that heralded the "death" of one of the first stars to inhabit the primeval Cosmos. The now-defunct, short-lived, first-generation star has thus enriched the nasal cloud of a younger second-generation star with its freshly minted batch of heavier atomic elements.

"When a star explodes, some part of that star is sucked into a black hole like a vacuum cleaner. Only when you have a mechanism, like a jet that can pull out material, can you observe that material later in the next generation star. And we believe that is exactly what could happen here, "Dr. Anna Frebel explained on May 8, 2019 MIT Press Release. Dr. Frebel is an associate professor of physics at MIT and a member of MIT Cowley Institute for Astrophysics and Space Research.

"This is the first observational evidence that such an asymmetric supernova occurred in the early Universe. It changes our understanding of how the first stars exploded," commented Dr. Rana Ezzeddine, who is a postdoc at MIT, and research & # 39; lead author.

Star Generations

The first generation of stars was not like the stars we see today. This is because the first stellar generation was born directly from pristine hydrogen and helium – the two lightest atomic elements in the known Periodic table. Both hydrogen and helium were born in the Big Bang (Big Bang Nucleosynthesis). It is believed that the first stars were both gigantic and extremely bright, so their existence changed our Universe from what was to what is now is.

There are three generations of stars. Our Sun is a member of the Population I, which means it belongs to the youngest star generation. Population III stars are the oldest, forming an intact gas that remains after the Big Bang. In the jargon of astronomers, all atomic elements heavier than helium are called metals. So, the term metal, how astronomers use it is different from the same term when chemists use it. Population II stars are stars that are sandwiched between Populations I and III. These stars are older than our Population I and the Sun, but younger than the first Population III stars. The first stars were depleted of metals, but Population II stars show trace amounts metals forged in the hot hearts of Population III stars. The population and the stars, like our Sun, are the largest metal content. However, this neat classification is a bit misleading. That's why everything stars, regardless of their generation, are rolling balls composed mainly of hydrogen gas.

Because metals can only be produced by process stellar nucleosynthesis, the existence of even trace amounts metals indicates that the earlier Star Population must have existed prior to the emergence of Stars II. There had tp were the population of stars that existed before them to create them metals. Population III stars, who no longer exist in the visible Universe, have left their chemical "traces" in the generation of stars that came after them, and these stellar "prints" speak of that missing original population of the oldest generation of stars.

Astronomers roughly categorize stars as Population I (high) metal content) or Population II (low) metal content). But even the most metal – The poor population of the II star has a small amount metals they discover that their composition is more than just the pristine primeval gas that formed in the Big Bang of the birth of the Universe. The star giants of Population III consisted of only the lightest intact gases: hydrogen, helium, and some lithium. Therefore, the gas that makes up Star III was not "polluted" by heavy metals Forged in the hot hearts of earlier stars. Population III stars initiated a gradual increase in stars metallicity in the younger and younger generations of stars.

Population III stars are usually considered to be born in the clean cradles of unpolluted gas. Numerical computer simulations shed light on the very ancient and mysterious process of star formation, and the extremely short lifespan of first stars. The gigantic stars of Population III did not embark on that good night and exploded noisily in the glowing explosions of the supernova, which drove up supplies of newly formed metals howling loudly into the space between the stars. This made the newborn baby have heavier atomic elements available for inclusion in the giant cold, dark molecular clouds gas and dust that served as unusual nurseries for later generations more metal – Rich stars.

Because the first stars were so massive, they quickly utilized the necessary supply of pristine hydrogen gas – then exploded into pieces of probably incredibly powerful, shiny and violent supernovae. Population III stars burned at a relatively young age by stellar standards. These ancient supernovae were mainly responsible for initiating a significant sea change in the Universe. These star glare completely changed the dynamics of the Universe by warming up. This new heat ionized the surrounding gas.

A lasting legacy of first stars

Dr. Frebel discovers a fairy tale star HE 1327-2326 , In 2005, the star held the title at the time metal -defined star known. This means that it displaced extremely low concentrations of elements heavier than hydrogen and helium, indicating that it was a Population II star. HE 1327-2326 she was born at a time when most of the Universe was heavy metals it had not yet been forged.

"The first stars were so massive that they had to explode almost immediately. The smaller stars that formed as the second generation are still available today, and they preserve the early material left by these first stars. Our star has only an abundance of elements heavier than hydrogen and helium, so we know that the sea was created as part of the second generation of stars, "Dr. Frebel explained on May 8, 2019 MIT Press Release.

"From early observations, people thought that the first stars were not so bright or energetic, and when they exploded, they would not participate much in the re-unification of the Universe. In a sense, we correct this image and depict it; are now strong rivals for contributing to reionization and for havoc in their own little dwarf galaxies, "Dr. Frebel added.

The first supernova to announce the explosive death of the first stars could also be powerful enough to fire their newly formed heavy series metals into nearby "virgin galaxies" that were about to give birth to stars.

Dr. Frebel went on to explain that "Once you have some heavy elements in hydrogen and helium gas, you have a much easier time forming stars, especially small ones. The working hypothesis is that these second-generation stars may form in these polluted virgin systems rather than in the same system like the supernova explosion itself, which is always what we assumed without thinking in any other way. So this opens up a new channel for early star formation. "

The Opioid Crisis Increases Elderly Abuse in the United States

Of all the dangers arising from the opioid epidemic in the United States, the abuse of an elderly population by addicts has left everyone stunned. The opioid crisis has led to unprecedented abuse of elderly at home by addicted adult children. According to a recent report published in Boston Globe , there has been a 37 percent increase in elderly abuse cases in Massachusetts over the past five years.

The trend shows that adult children who enjoy substance use tend to move in with older grandparents. Gullible elders become easy prey to these addicts because some of them receive Social Security checks and others checks for pensions.

Adult children who become addicted are in constant need of funding for addiction, and these financially stable adults are becoming their soft targets. Then the addicts abuse them financially, physically and emotionally.

Money and valuables are often missing

Drugs and pills are expensive and enough money is needed to keep addicts flowing. Often these addicts are out of work because addiction makes them unable to continue in their jobs. So they resort to stealing things from home – money, jewelry, other valuables, whatever hands they might lend. Police reported numerous cases of theft of jewelry, money and other valuables.

Physical abuse

Physical assault cases also cannot be ruled out. Police, firefighters and emergency medical crews have become extremely vigilant in monitoring such incidents. According to Boston Globe report, Middlesex County Attorney Marian T. Ryan asked first responders to look for unusual bruises on the wrists and forearms of the elderly as these could be signs of conflict with the addicts' grandchildren. The fear is that addicts might try to get these things through coercion. Ryan also asked them to see if there was enough food in the fridge and other signs of abuse in the home, as a diligent search of the home could reveal other dark secrets and traces of indecent abuse. The problem is not only in Massachusetts, but the entire United States has passed

How to curb growing violence at home

The first step is to raise the awareness of the general population and to assure the elderly of their safety. Quick response numbers and a help line should be provided so that a person can turn to help with a single keystroke. The parents of these young addicts also play a key role and provide security for their parents against potentially abusive grandchildren.

Treatment options available

The inevitable solution to all these diseases is proper treatment as soon as possible. Addiction is more a disease than a crime. Therefore, it is the duty of every addict to bring them to the level of treatment and eliminate the struggle from society.

& # 65279; Best Place in Bean Town – Sharks in MA

New England is known for heavy snowfall and incredible scenery, but one of the best experiences you can have on shark fishing charters in MA. Sharks fishing charters in MA are not what the area is known for. More likely it is Boston, schools, history and maybe even baseball. But charter shark fishing in MA is an off-world adventure.

You can find various types of sharks around Massachusetts, but you will most likely find Mako sharks, or Blue Sharks. However, it is not too difficult to find both sharks and sharks. No matter what, going on a charter shark charter in MA will be an adventure you will never forget. You can find ports along the coast and up the Massachusetts coast. Boston and Plymouth are usually popular areas. From there, you can head to the waters and find sharks that cost from 100 to 450 pounds, depending on the type of shark. The MA shark fishing charter can be rented seasonally. Shark fishing season in New England is usually from late July to October.

If shark fishing is not all the fishing you want to experience while in New England, this is not a problem. Just rent a combo charter shark charter in MA, and you can spend half a day shark hunting and the other half fishing for blues or bass. As with most rental companies, charter sharks in MA can offer different packages and fishing trips for any budget or other fishing preference.

New England is a beautiful area filled with all the possibilities for a trip. You can head to New Hampshire to the White Mountains and take the Kangamangus Highway or do some camping. You can head to the beaches and experience the day in the cold northeast waters. You may want to come and experience Vermont in the fall or have freshly caught lobster from Maine. New England has countless opportunities for fun and adventure. Cities, beaches, unused forestry, New England can offer so much for a pleasant and relaxing trip. It doesn't really matter if you are a visitor or a native man, there are endless possibilities for incredible weather throughout New England, but, if you want to escape and experience something not experienced by many tourists, then check out the shark fishing charter in MA. The Shark Fishing Charter is an opportunity to see amazing wildlife and have the experience of fishing like no other in spectacular and incredible surroundings.

Hike, South of Greylock State Reserve

At the far western corner of Massachusetts, at the northern tip of the Berkshires, is Mount Greylock State Reserve. This reservation contains over 12,000 acres of pristine New England woodland, 50 miles of hiking trails and over 1500 recognized national acres of natural landmarks. Marking the highest center of this reservation is the highest peak in Massachusetts, Greylock Mountain. At its summit of nearly 3,500 meters is a 100-foot historic war memorial and a rustic stone home dating back nearly 100 years.

Unlike most other hiking areas in the region, the southern part of Mount Greylock State Reserve does not use the Appalachian Trail as its primary hiking trail, and very few significant side trails actually separate from it in this area. However, one word of caution regarding this area is that the trails in this area range from very easy to very difficult. It is not always easy to tell what a trail hiker can already get out of the trail, who may already have won the easy route, if they are not careful.

Probably my favorite trail around is the Round Rock Trail. It's an easy one-kilometer trip with a few nice extras. This short and sweet trail is perfect for a quick afternoon outing or burning a few calories if you are nearby. Now that most people are hiking in nature, they don't particularly want to see human-made intruders, but two such objects make this trail unique especially given how short it is. If you go up the southern entrance to the trail, the first sign you will find is the old town sign. Erected in 1912, this pillar marks the New Ashford-Cheshire city line. I know it seems pretty clear, but things like this in the middle of nowhere don't always get me.

Just a few hundred meters further along the trail you will come to the scene of a tragedy. Here, in 1945, a small plane crashed, leaving only a rotten frame and a small wooden cross. Although sadly it cannot help but ask what story is behind the crash, did anyone survive or how many failed. I know it's morbid, but places like this or an old abandoned house in the middle of nowhere just don't like the mystery lovers in all of us. When you are done thinking about the problem, you will already be back in the parking lot and probably think you will get out of such a short path.

Another trail that adds a bit of scenic beauty to the creature's taste is the old Dynamite Trail. About a mile and a quarter, this trail runs parallel to the Appalachian Trail, but the two intersect at its southern trail. Not far from this intersection you will see an old storage box that was used in the early 30's to store dynamite that was used to pave the way in the area.

If you are in the mood for even more scenic adventures, we recommend starting at the top of the southern stretch of Mount Greylock. In addition to the lodge and the war memorial, the summit offers spectacular views. If you follow the trails in the southwest of the mountain, you will find at least half a dozen scenic trails. It is easy to get lost among so many trails that intersect and differ in weight, so it is best to keep a sharp eye.

A guide to the laws of pepper spray

Pepper spray is the most popular self-defense weapon, but it is not legal in all countries. At the time of this writing, the common law on pepper spray was that you could carry it in all countries.

In California, the largest can of pepper spray you can legally carry is 2.5 oz.

In Michigan, New York, Wisconsin and Hawaii, pepper spray law says you are allowed to wear it. However, there are concentration restrictions and other restrictions. If you live in one of these states, or plan to visit one, bring a bell pepper sold as "Michigan Formula," "Wisconsin Legal Pepper Spray," and so on.

If you live or plan to visit Massachusetts and want to legally carry pepper spray, their pepper spray law says you must obtain a FID (Weapon Identification Card). All you have to do is go to your local Massachusetts police station, show two ID cards, fill out the form, pay $ 2, and wait a week. Once you get the FID, keep it on your person (and of course, to make the FID useful, keep the pepper spray and on your person).

Pepper Spray Litigation

At times, civilians and law enforcement officials have been able to overuse or irresponsibly use pepper spray. Although pepper spray is not lethal, it does damage the pepper spray passage. If you feel you have been unfairly attacked by pepper spray, you can initiate litigation.

Concerned citizens across the country have also noted that police offers are known to use pepper spray on people when its use would obviously be free. Litigation has been pressed, and the media has touched on the subject to a small extent. As a result, the Ministry of Justice commissioned a report on the benefits and dangers of pepper spray, resulting in a more educational law enforcement system.

Christmas tree shop

Christmas tree shops are a chain or shops where various trees can be found as well as detailed information on various decorative items. This began in 1970 in Yarmouthport, Massachusetts, USA. It has since expanded to more locations in the United States. Now the retail chains are located in thirteen US states and have become a multi-million dollar corporation.

These tree shops are really affordable stores and huge discounts are being offered at these outlets during the festive season. From household furniture to toys to Christmas decoration From these outlets, all items, all kinds of festival items, are sold. You can get your favorite tree from these stores at the best price. No matter where you reside in the US, you will definitely get one such store in a nearby town.

Tree Store Features:

A variety of beautiful and elegant looking artificial trees are available on the market. There is a growing trend that people are opting for artificial trees. Some people prefer these artificial trees because they do not make a mess in the house like a natural tree does. Today, different types of stylish and personalized artificial trees are coming to market. These are all available in these stores.

Even some people still prefer natural trees instead of artificial ones. Broad natural trees are available in these stores. Some of these stores sell fresh trees and many other festive items such as ornaments, lights and other decorative items.

Miscellaneous Stores:

There are numerous stores in different US states. Below we bring you a list of several popular stores in Massachusetts and New York.

Massachusetts Christmas Tree Shops

1. Avon

Through I party

15 Stockwell Drive

Avon, MA 02322

(508) 586-6438

2 Falmouth

Falmouth Plaza

Route 28Davish StraitFalmouth,

MA 02540 (508) 548-1414

3. Lynnfield

Next to The Ship Restaurant

28-34 Broadway

Route 1 SouthLynnfield,

MA 01940 (781) 598-0004

4. Shrewsbury

Shrewsbury Village1000 Boston TurnpikeShrewsbury,

MA 01545

(508) 842-5945

Christmas tree stores in New York

5. Albany

Colonie Center

Unit 242

1425 Central AvenueAlbany, NY 12205 (518) 459-0878

6 Deer park

Open the tanger on the arches

1150 Arches CircleDeer Park, NY 11729 (631) 586-1648

7. Johnson City

Via Toys R Us

420 Harry L. Drive

Johnson City, NY 13790

(607) 798-0468

8. Syracuse

Northern Lights Shopping Center

132 Northern Lights Shopping Center

Syracuse, NY 13212 (315) 454-9223

Burden of proof in voluntarily leaving the case

If an employee voluntarily leaves their job and wants to receive unemployment benefits from the Unemployment Assistance Department (DUA), they must be a burden of proof to the Unemployment Assistance Department to show that their voluntary redundancy did not go over with good cause attributable to the work unit or its unit to the agent.

The burden of proof is on the employee, not the employer. In accordance with Massachusetts General Law c. 25 (1) (1) disqualification for unemployment assistance. A person will not be disqualified from unemployment benefits if he or she voluntarily quits if he or she succeeds; for such harassment.

According to Massachusetts General Law, sexual harassment is defined as; sexual advances, requests for sexual favors, or other verbal or physical behavior of a sexual nature when; the submission or refusal of such promotion, request or conduct expressly or implicitly expresses either the condition of employment or as a basis for employment decisions. Also, if such advances or behaviors have the purpose or effect of unreasonably interfering with an individual's work performance, and ultimately, such advances, demands or behaviors result in the creation of a frightening, hostile, degrading or sexually abusive work environment.

A person will also not be disqualified for voluntary dismissal if he or she determines to the satisfaction of the commissioner that the reason for leaving the job was due to domestic violence including; reasonable fear of the individual from future domestic violence on or on the way to or from the place of employment of individuals, individuals must move to another geographical area to avoid future domestic violence, individuals must address the physical, psychological and legal effects of domestic violence, individuals must to leave employment as a condition of receiving services or shelter from an agency providing support or shelter to victims of domestic violence and, lastly, any other respect in which domestic violence by an individual rightly believes in termination of employment is necessary for the future security of the individual or their family. M.G.L. c. 151 § 25.

If an individual voluntarily leaves their job, unless they prove to the commissioner that he or she gave it because of harassment or domestic violence, they will have a heavy burden of proof to show the commissioner that they are even considered unemployed.