This is the time of year when many people travel internationally. If you plan to leave the country, you may want to consider the following when you are in good health:
– Even if you are a US health insurance company, you may not have health insurance for illnesses or injuries treated abroad.
– Medicare does not provide coverage for hospitals and medical expenses made abroad.
– Senior organizations can help with foreign health insurance for Medicare supplement plans.
– US consulate staff will help you find health care providers. If necessary, consult the facilities and even family members.
– If you need to be sent back to the US for treatment, you can buy travel insurance that meets your health care needs and pay for medical evacuation.
Another country can be expensive and medical evacuation can be over $ 50,000. Also, any health bill and compensation claim that may be required to decipher charges may be difficult to make while abroad.
If you are older or have an obstacle and you are going out of the US, there are other things to consider:
– Conditions of the local area. For example, are there any local topography (such as high altitude) or climatic conditions (hot and sticky) that might have an effect on you?
– Your own preparation. Do not do too much physical activity while preparing for your journey. Recognize that sudden changes in diet, climate and physical activity can have serious health consequences for an seasoned traveler.
– Find out what you can do about the accessibility standards of disabled travelers in your destination. In addition, the Ministry of Transport has issued two informative brochures: New Horizons and Aircraft Talk for Handicapped Airs: The Facts for Disabled Passengers will help you.
Talk to your doctor about any situation. The physical condition and the activities you plan to do on your trip. In this discussion, medicines you take and immunization decisions that may be necessary should be included.
Also, if you are covered by medical expenses and travel outside the US, talk to your insurance plan representative to see if they are covered by insurance. . If not, decide whether you need to purchase travel insurance and / or a medical evaluation policy.
More information is available from the US Department of State regarding this topic: http://www.travel.state.gov.